Every network that publishes or has reported its fees, 15 in all. Blank means we couldn't find a published figure.
| Name | Type | Fees / requirements | Contract / exit | Sources |
|---|---|---|---|---|
| First Connect | aggregator | Zero onboarding fees, zero subscription fees | not published | [1] |
| Ironpeak (formerly The Iroquois Group) | network | No initiation, franchise, monthly dues or termination fees | Members may sell agency to whomever, whenever | [1] [2] [3] |
| Firefly Agency | aggregator | Upfront fee plus monthly fee (cost of comparative rater + management system); 90% commission split on all new business and renewals | No commission split required on agent's own outside carriers | [1] [2] |
| Horizon Agency Systems | aggregator | $1,000 startup; $269/user/month standard ($259 for 2-5 users), $299/user/month advanced; no brokerage fee; 85% commission from policy one with fixed option to grow to 100% | not published | [1] [2] [3] [4] [5] [6] |
| Smart Choice | network | No joining, monthly, maintenance or exit fees; 70/30 split on program business, 100% after 'Leadership Level' cap | One-year agreement, auto annual renewal | [1] [2] |
| SIAA (Strategic Insurance Agency Alliance) | network | Vary by regional master agency | Contract terms and length vary by master agency | [1] [2] |
| Renaissance Alliance | network | 2019 report: no entrance or exit fees/penalties; cost typically <1% of total premium (not confirmed on current site) | not published | [1] [2] |
| Pacific Interstate Insurance Brokers (PIIB) | cluster | Flat monthly fee; PIIB keeps 10% of profit-sharing; 100% direct commission to affiliates; no minimum premium | 90 days' notice to leave; book released immediately | [1] |
| United Agencies Inc. | cluster | 2019 report: buy-in about $2,500; no commission splits; fees commensurate with volume (not confirmed on current site) | not published | [1] [2] |
| Combined Agents of America (CAA) | network | CAAIS internal brokerage pays member 80% of commission | not published | [1] |
| Big "I" Alliance Blue (formerly Big I Markets) | market access program | Free: no initial, monthly or termination fees; no production minimums (Big I membership required) | not published | [1] [2] |
| IAN Insurance Agency Network | network | Qualification: minimum premium 2.5M DWP or greater (INA directory) | not published | [1] [2] |
| ISU Steadfast (ISU Insurance Agency Network) | network | Targets agencies with $1MM–$25MM revenue (INA directory) | not published | [1] [2] [3] |
| Goosehead Insurance | franchise | Franchise fee typically $50,000; total initial investment $66,000–$111,500; ongoing new-business and renewal royalty fees | Ten-year franchise agreement | [1] [2] |
| Brightway Insurance | franchise | Franchise fee $25,000, or $10,000 via fee-forgiveness program (500 new policies + 3 producers in 12 months); no contract renewal fee | Can transfer to family/successor with no added franchise fee | [1] |
Weekly notes on agent networks, aggregators, wholesalers and MGAs: fees, contract terms and market access changes.
Facts are taken from the cited sources and can change. Always read the actual contract.